Effective Date: 12/16/2025
1. Introduction
These Terms and Conditions (“Terms”) govern your access to and use of the services provided by Stephanie Keefe (“we,” “our,” or “us”). By accessing or using our services, you agree to be bound by these Terms.
2. Services
Stephanie Keefe provides financial, mortgage, and/or insurance-related services (the “Services”). We reserve the right to modify, suspend, or discontinue any part of the Services at any time.
3. Account Registration
Some services may require account registration. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
4. Acceptable Use
You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations. You agree not to:
Use the Services for any unlawful or unauthorized purpose
Interfere with or disrupt the Services or related systems or networks
5. Fees and Payment
You agree to pay all applicable fees associated with the Services as disclosed or agreed upon. Fees are non-refundable except as required by law or explicitly stated otherwise.
6. Intellectual Property
All content, software, and materials associated with the Services are owned by or licensed to Stephanie Keefe and are protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services for their intended purpose.
7. Confidentiality
You agree to keep confidential any non-public information disclosed to you by Stephanie Keefe, including business, technical, or financial information, unless disclosure is required by law.
8. Privacy
Your use of the Services is subject to our Privacy Policy, which is incorporated into these Terms by reference.
9. Limitation of Liability
To the maximum extent permitted by law, Stephanie Keefe shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or other intangible losses, arising from:
Your use of or inability to use the Services
Unauthorized access to or use of our systems
Any interruption or cessation of the Services
10. Indemnification
You agree to indemnify, defend, and hold harmless Stephanie Keefe, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Services or violation of these Terms.
11. Termination
We may suspend or terminate your access to the Services at our discretion, without prior notice, if you violate these Terms or misuse the Services. Upon termination, your right to use the Services will immediately cease.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state of , without regard to conflict of law principles.
13. Third-Party Links
The Services may contain links to third-party websites or services not owned or controlled by Stephanie Keefe. We are not responsible for the content, policies, or practices of any third-party sites.
14. Dispute Resolution
Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in , in accordance with the rules of the American Arbitration Association.
15. Changes to the Terms
We may update these Terms from time to time. Material changes will be posted or communicated as required. Continued use of the Services after changes take effect constitutes acceptance of the updated Terms.
16. Contact Us
If you have questions about these Terms, please contact us at:
Stephanie Keefe
Email: [email protected]
Phone: (714) 864-1048